Home Ownership Saving Scheme

Home ownership saving scheme

Benefits of a building savings account

  • You acquire a right to a home savings loan at an advantageous and fixed rate.
  • Your payments are placed with no risk.
  • Your payments are deductible from your taxable income.
  • You shall remain free on the decision of the regular payments you are making.
  • You have the option to make additional payments at any time.

State guarantee for housing loans

The individual who wishes to benefit from the State guarantee must have a building savings account.

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How to open a building savings account?

Building savings accounts are managed by home loan and savings institutions. Several home loan and savings institutions are located in Luxembourg. And if you request to open a building savings account at bank counter, this request will be forwarded to the partner home loan and savings institution of your bank. You can also open a building savings account directly from the home loan and savings institution.

Contact request

Wishing to open a building savings account? Fill out the contact form below. We will answer your request as soon as possible.

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